The latest research shows that car insurance premiums have never been more expensive than they are right now. The Insurance Premium Index shows that, on average, prices for annual comprehensive insurance are 2.5% higher now than they were last quarter. As the average quote has increases, it becomes difficult to find the best car insurance company. In the past year, car insurance premiums have increased more than 6%. Consequently, car owners are having a difficult time making ends meet, and many of them are doing so only by using credit cards and unsecured loans.